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Adarsh Co-operative Bank Limited Corporate & Institutional Banking services are an integral part of the Corporate, Investment Banking and Markets (CIBM) structure, which focuses on offering a full range of services to large domestic
corporate and institutional clients.
Services include access to commercial banking products, including working capital facilities such as trade operations and funding, channel financing, and overdrafts, as well as domestic payments, INR term loans, letters of guarantee etc. The Investment Banking and Markets division brings together the advisory and financing, equity securities, asset management, treasury and capital markets, and private equity activities of the Group to complete the CIBM structure and provide a complete range of financial products to our clients. Increasingly, ECA financing is being considered by customers and we work closely with our project finance teams, both onshore and offshore, to provide structured solutions. Clients are serviced by sector based client service teams that combine relationship managers, product specialists and industry specialists to develop customized financial solutions. These form the relationship team along with the Investment Banking & Advisory division. Each team supports the client's national wide operations, ensuring a full understanding of the company's business and financial needs. Based on our client's requirement, Adarsh Bank also assigns National Relationship Management teams to provide structured solutions. Our Relationship Management teams are tasked with understanding in depth the sectors in which our clients operate with the aim of adding value through detailed industry knowledge and structured financial solutions. We understand the challenges and complexities faced by corporations in managing cash flows, risk, investments and debt. We'll help build our client business.
Products of Wholesale Banking:
Corporate Products: Corporate Banking reflects “Adarsh Bank” strengths in providing our corporate clients in Rajasthan & Gujarat (Upcoming State is Maharashtra & MP), a wide array of commercial, transactional and other banking products. We achieve this through innovative product development and a well-integrated approach to relationship management. We offer a full range of client-focused corporate banking services, including working capital finance, trade and transactional services, wealth and cash management. The product offerings are suitably structured taking into account a client's risk profile and specific needs. Funded Services: Working Capital Finance, Short Term Finance, Structured Finance, Term Lending Financing, Agricultural Lending, Gold loan, Personal Loan. Non Funded Services: Bank Guarantees, Collection of Documents. Value Added Services: Structured Loans Syndication, Corporate Salary Accounts, Reimbursement Account, Services to Employee Trust, Cash Surplus Corporate. Wealth Management: General Insurance, Life Insurance, Mutual Fund Etc. ____ Small & Medium Enterprises Products: At Adarsh Bank, we understand how much of hard work goes into establishing a successful SME. We also understand that customer business is anything but "small" and as demanding as ever. And as customer business expands and enters new territories and markets, Customer need to keep pace with the growing requests that come in, which may lead to purchasing new, or updating existing plant and equipment, or employing new staff to cope with the demand. That's why we at Adarsh Bank have assembled products, services, resources and expert advice to help ensure that your business excels. Our solutions are designed to meet your varying needs. The following links will help you identify your individual needs. Funded Services: Working Capital Finance, Short Term Finance, Commercial Vehicle finance, Construction Equipment Loan, Short Term Finance, Credit Substitutes. Non Funded Services: Business Accounts, Collection of Documents, Services to Cash Surplus Corporates, Tax Collection, Services to Employee Trusts, Guarantees. Value Added Services: Real Time Gross Settlement, Corporate Salary Accounts, Reimbursement Account, Custody & Locker Services. ____ Financial Institutions & Trusts: Institutions need a bank that uses its financial skills to streamline performance and build business. Therefore we at Adarsh Bank focus on responding to the unique environments of each and every client, configuring our core capabilities to satisfy those needs within locations or sectors. The trust services at Adarsh Bank provide the dual advantages of a secure depository and efficient administration of client securities. Through our solutions we help to maximize returns, meet fiduciary responsibilities, and improve operational efficiency. In other words Adarsh Bank provides complete administrative and fiduciary support for a wide range of financing and investing structures to Financial Institutions & Trusts. Funds Transfer Cheque Collection Correspondent Banking Farmers / Agriculturists Participation in RBI Auctions Services to Employee Trusts Funds Transfer Locker Facility ____ Government Sector Products: Adarsh Co-operative Bank Limited acts as an active medium between the government or state government and the customers by means of various services. These services include: Tax Collection: wherein customers can directly pay their taxes like Direct taxes, Indirect taxes and Sales Tax collections at their local Adarsh Bank. Collection of levies and taxes ____ Investment Banking Products: Adarsh Co-operative Bank Limited offers cutting edge investment and merchant banking services to a wide range of corporate of different sizes across sectors. We have excellent relationships with domestic and international banks, financial institutions, mutual funds, insurance companies, multilateral development agencies etc., which enable us to arrange diverse debt and equity funding requirements of corporate in a cost-effective and timely manner. The products offered by the Investment Banking Division include: General Insurance Life Insurance Mutual Funds Deposit |
