The Adarsh Co-operative bank with its history of 36 glorious years is moving fast ahead to become the State's First Scheduled Co-operative Bank. Some underlining features sets it apart from other banks and which have contributed greatly towards its growth. Some of the highlites of the Bank-schemes and banking business are as follows :
There is 46 branches of Adarsh Co-operative Bank.
Bank is recently merge of Shree Deesa Nagrik Sahakari Bank and Surendranagar.
Mercantile Co-operative Bank.
RTGS Facility is available here.
Many locations demand draft facility is available here.
Bank gurentee is available here.
All deposits are covered by Deposit Insurance Scheme up to 1 lac.
The bank accepts deposits for maximum 8 years.
All types of advances are given on reasonable terms and conditions.
Competitive interest rates on advances are given.
Attractive deposit schemes are issued to suit the needs of all types of customers.
Nomination facility available on all types of accounts.
Offers higher interest rates on deposits than other nationalised banks.
Gave 45% dividend to its share holders in the year 1999-2000.
Offers attractive interests on investment.
Facility of issuing of demand drafts at all major cities and business centres.
"A" class Audit classification.
Provides extra banking hours in selected branches.
Locker facility available.
Re-investment plan offered.
Draft facility to all its members and non-members.
Local banker’s cheque facility/pay order facility available.
Fully computerised operations at all 39 branches.
Courteous, quick and efficient service.
All other usual banking transactions.
Uninterrupted and kind co-operation to its members.
Strict monitoring of borrower accounts and consequent very low level of non-performing assets and substantially low level of overdue.
Competent Board Of Directors.
Quick disposal of loan application.
Interest compounded quarterly on special term deposits.
Direct clearing facility.
Customer friendly services.