There has been a remarkable growth in the membership of the bank in the year 2009-10. With the merger

of two banks of Gujarat in the year, the membership increased by 56516 and has grown from

53775 to 110291, during the financial year.

Membership Rules :
An applicant must have a saving bank account. A person may not be eligible to enroll as a member if he

has not maintained a Saving Bank A/c with a minimum of Rs.500/-with the bank, provided that the balance

of saving account shall not reduced from Rs.1000/= till resignation from membership.
An applicant may be admitted as a member if he is an adult & resides within the area of operation of the

bank or is gainfully engaged in any occupation in the area provided that he is not a member of any other

 primary co-operative bank or a co-operative credit society.
Any other person as defined under by-laws having its own registered office within the area of operation

of the bank and conducting business within such area may be admitted as a member, provided that,

The individual or person is not a member of any other primary Co-Operative bank or a Co-operative credit

society.
The individual or any partnership firm is not convicted of any criminal offence involving moral turpitude.
The individual or the person is not engaged in a business competing with or conflicting with the business

of the bank.
The person is not an employee of the bank.
The individual or the person has subscribed to and fully paid for at least one share of the bank and

 his application has been duly approved by the Board of Directors.
Membership shall be granted by the Board of directors or person authorized by the board.
He must have his photo, identity card, driving license etc.
He should not be involved in any criminal activities or punished by court.
He should not be an employee of bank.
He should not be involved in any bank's competitive business. Share may be purchased in the names

of more than one person jointly.
On death of a joint-holder, the surviving person/persons shall be recognized as joint shareholder/holders.
The joint-holder of any share shall be liable severally as well as jointly for all payments which are

to be made in respect of such share or shares.
The person whose name stands first written on the share certificate shall enjoy all the rights of a

member and be responsible for all the liabilities of a member.
Where a share of the bank is held jointly by more than one person, the person whose name

stands first in the share certificate, if present, shall have the right to vote.
Membership shall be granted by the Board of Directors or person authorized by the Board.
A person may not be eligible to enroll as a member if he has not maintained a Saving Bank a/c

with a minimum of Rs. 500/ with the bank, provided that the balance of Saving account shall not reduced

 from Rs. 500/- till resignation from membership.
No right of membership shall be exercisable until a person has made such payments to the bank in

 respect of membership or acquired such interest in the bank as may be prescribed by the Act or Rules or the By-laws.